How can I own a house with my Sh30,000 monthly income?

Q. I earn Sh30,000 a month. I pay a rent of Sh8,000, my monthly shopping is about Sh6,000, fare to and from work every month is Sh3,000 and my savings come to Sh2,000. I do not really know where the remaining Sh10,000 goes, but I am always broke before the end of the month. How can I fulfil my dream of owning my own home in the next five years?


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